The Ultimate Guide to Summer Charm Necklaces

The Ultimate Guide to Summer Charm Necklaces

Because no summer look is truly complete without one!

There’s something just that little bit special about a charm necklace, right? It’s fun, effortlessly stylish and also completely personal to you. So, this summer, whether you're heading to the beach, dressing up for golden hour drinks, or just elevating your everyday basics, a charm necklace is the finishing touch that pulls everything together.

At Bella Christie Jewellery, charm stacking is my love language. And this summer, it’s all about creating a unique combination that feels just right for you.

My Summer Picks from BCJ

Here are some of the charm necklaces I’ve been living in lately:

  • Summer Necklace – The OG. This one is so easy to wear, and it complements absolutely everything.
  • Create Your Own Charm Necklace – Your style, your way. Add initials, shells, pearls or gemstones to make it completely personal
  • Savanna Necklace — Think beach day meets festival, with a delicate pearl cross and bold gold for that bohemian feel. 
  • Eva Necklace –  Layer queen energy. This one brings just a touch of goddess glamour!
  • Mima Necklace - A timeless, all-gold beauty that I love pairing with the Rapunzel Long Necklace for that elevated layered look.
 


Styling Tips

How I Style Mine: Tips for a Perfect Charm Stack

  • Play with proportions – Mix short and long charm necklaces to get that layered look without it feeling heavy. I like to wear a shorter style piece with a mid-length charm and then a longer chain with a pendant.
  • Mix your materials – Try pairing pearl charms with gold coins, or colourful enamel with natural shell pieces. It shouldn’t match too perfectly, that’s the whole point!
  • Wear with bare skin – Charm necklaces look gorgeous on bare skin! Try them with a bandeau, swimsuit, or cute crop top for that effortless summer feel.
  • Don’t forget earrings – Match or clash! A big charm necklace with dainty huggies, or mix in shell earrings to double down on the look.

Current Fave Charms You Need on Your Stack

If you're building your own charm necklace this summer, these are my absolute go-tos right now:

And if you love a matching moment… you can also customise your own charm stack on the Aurora Bracelet too? Match it with your necklace for the cutest layered look - or mix up the charms and stack them together for extra personality.

 

Don’t overthink it. Charm necklaces are meant to be personal and playful - just go with what makes you smile.

Ready to build your own summer stack?
Check out our charm collection here and don’t forget to tag @bellachristiejewellery so I can see how you style yours 🐚💫

Bella x

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